Global Medical Insurance offers worldwide coverage to a wide variety of
international clientele, including expatriates, international executives, diplomats,
students, entertainers and other international travelers.
To see a PDF version of the complete Global Medical Insurance brochure, please
click on the brochure.
Global Medical Insurance offers you the choice of three plan options: Silver,
Gold and Platinum. You also have the opportunity to select a coverage area:
worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan
option and coverage area that best fits your needs. Each one offers a full range
of benefits suited for individuals and families, provides coverage 24 hours a
day, and you have the freedom to choose any doctor or hospital for treatment.
As part of the eligibility requirements for Global Medical Insurance, U.S.
citizens must reside abroad or plan to leave the U.S. on their
effective date and plan to reside abroad for at least six of the next
12 months. Non-U.S. citizens may reside anywhere, including their
country of citizenship, although certain eligibility restrictions may
apply to non-U.S. citizens residing in the U.S.
You also have the option of adding Global Term Life Insurance and Global Daily
Indemnity to your Global Medical Insurance coverage.
Global Term Life Insurance
- Global Term Life Insurance provides protection for your family at the time of
a traumatic loss and is available with no additional underwriting. This coverage
is available for a standard annual premium of US$240 and includes an Accidental Death and Dismemberment benefit.
Global Daily Indemnity
- Global Daily Indemnity pays you US$100 for each covered overnight hospital stay
other than those related to maternity.
Lifetime Eligibility
Lifetime medical coverage is available if you are enrolled in the Global Medical
Insurance plan by your 65th birthday and maintain continuous coverage to age 75.
Prior to your 75th birthday you will receive a summary of benefits of a new plan,
Global Senior Plan®, and an enrollment form for coverage. There is no
additional medical underwriting. You simply need to review the benefits, and
complete and return the enrollment form with your premium.
For more information on this coverage, go to the Global Medical Insurance brochure.
